---

@grenoble28 wrote:
It does appear that the software is allowing the deduction for direct rental expenses (management fee and cleaning) and the allocated portion of real estate taxes and mortgage interest.  All other expenses (utilities, insurance etc.) are being excluded as a vacation home loss limitation.

---

I agree with Rick and Susan.  The software is doing it correctly because direct-rental expenses and mortgage interest/real estate taxes are still allowable.  It is only the other 'shared' expenses that are not allowable.