rbynaker
Level 13
Monday
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I'll bet you a shiny nickel (Hi Phoebe) that this problem will spill over into 2025.
If the broker arbitrarily put money back into the IRA in 2025 then issued a replacement check (coming out of the IRA in 2025) won't this show up again on a 1099-R in 2025? So one $7,000 check shows up as two $7,000 distributions? I don't see how they can have it both ways. If it's out of the IRA, okay, but then it has to live in limbo (or purgatory) until resolution. There are rules limiting how money gets into an IRA.