Ok, so the day gets better.  Ironwoman just had some clients in.  In previous years they had a couple of residential rentals and a small schedule C along with each spouse having a W-2 and a little bank interest income.  The residential rentals were sold off a couple of years ago and in 2023 the schedule C was put to rest.  So they make an appointment.  Yeah, they found something called America Free Tax to do their own returns this year.  He has spent the last week and a half working on his return.  He has been trying to use the five bucks or so of expense on the return for hail damage that wasn't covered by insurance. The hail story was just one of the various other important matters related to their two W-2s and the few bucks of interest income.  As a side note, they have AGI of roughly $150,000 so they aren't out living on the streets.  Just shy of an hour after they arrive, they depart and tell Ironwoman they will see how things work out and let her know.  As a big side note, Ironwoman has a great deal more patience than I do.  Where do these people come from?