taxesbydot
Level 4

My client does not have access to the history on the Roth account. The original holding period exceeded 5 years but her holding period just started in 2023. The only facts she knows: the amount rolled to her account (about $90000) when she divorced in 2023 and she took a $10,000 distribution in 2024. She does not have the original contribution dates or amounts. Nor does she know the amount of earnings in the account. Any suggestions on how to proceed? Thank you for any insight.

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