Good Morning Bob.  I was just venting about the price of the program.  I only have two NOL clients that I am aware of off the top of the head, and one has no tax regardless and the other is an October 15th return.  If the program doesn’t have the form by then, I can only imagine the comments here.  Today I just wanted to jump on the bandwagon and complain.  It’s no fun being left out!