ok, Im at the office now and youre right, it wont mask without a watermark, I must not have had my glasses on last night when I was fiddling with it at home.

I only print the filing copy, no masking.  I want my clients to see and notice if an SSN is wrong or not and the Client and Preparer copies print out with soooo much fluff and junk thats not needed, I just tailor my filing copy to include anything that goes to IRS and a few more handy worksheets I like to see and my copy has the same things the clients has , so no surprise questions asking about this or that.