In the news today:

Elon Musk and Vivek Ramaswamy are stepping into uncharted territory as they lead the Department of Government Efficiency (DOGE), a bold initiative under President-elect Donald Trump to overhaul federal processes. One of their headline-grabbing proposals is a free IRS mobile app to let Americans file taxes directly potentially cutting out private giants like Intuit (NASDAQ:INTU), the maker of TurboTax. Supporters see this as a huge win for taxpayers, especially low-income earners, but skeptics argue the complexity of the U.S. tax code isn't something an app can fix. Congressional approval would be needed to address deeper issues, and that's no small hurdle.