I've downloaded but have not yet transferred files. I will soon ONLY because I use the client checklists to send to clients (half my clients love it and use them - the other half don't even look at it so I'm probably wasting time lol)

I don't input anything until February and there are times I transfer - get my mailing labels and checklists - then delete what I transferred and wait until late Jan to transfer again. Or I transfer and do no input and watch intuit alerts for problems.