"I have never seen one client have their social security cut"

As they say in Reddit: Tell me you're old without telling me you're old.

You have clients who no longer have the option to "file and suspend." This was outlawed in 2016.

You no longer have the option for a restricted application. Spouses born after January 1, 1954 are no longer eligible to file a restricted application.

Both of these strategies being cut effectively cuts some family's Social Security retirement income by half, for their first few years.

You have clients with full retirement ages out past 65, now.