I was typing to fast.

I have 32 GB(31.7 GB usable) of RAM.  In addition, I have a solid state 1TB hard drive. 64 bit operating system, 13th Gen I-7 processor.  The system is 9 months old.  Memory usage with multiple programs open(including a memory hogging webrowser) is anywhere from 35%-45%.  Per Dell, this memory usage is not the problem, Neither is the CPU being taxed.

Any other possibilities?