As I'm not interested in cloud hosting for the platform itself, my goal WFH and office is to have a consistent method to transfer files and avoid overwriting.  Even if "almost 100%" successful, even a few tax prep redo's are frustrating!  So the option is to work just with one set of data files.

FWIW, vs updating to Windows 11 Pro for remote desktop (W10 Pro also has it), two I'll try are Anywhere and RemotePC software, among others, which enable remote PC control, lower cost than Proseries/RightNetworks hosting.  A secure connection is definitely top priority.