Thanks again.  Yes, the refundable credit.

Most of her support will come from the loans, grants and scholarships. They cover her room and board at the university. Her earned income will be a few thousand dollars. I will have to read those regulations around the loans, etc. Since she is an independent student with no support from her parents, she is supporting herself with the help of loans, etc. This is the first time in almost 20 years I encountered this situation.