qbteachmt
Level 15

"she would benefit more by taking the IRA deduction than the SEP"

The SEP already reduces business income. Nothing you do with the SEP is going to resolve the issue of IRA income limitations related to deductibility. Why not put a nondeductible IRA amount into Roth IRA, and benefit from a nontaxable future?

*******************************
Don't yell at us; we're volunteers