Thanks Bruce for that information. Here is just one story on what kind of joke this is. Years ago I had a client who did a little consulting work for his prior employer. He set up a corporation and he was the only employee and he did White Collar paperwork and so forth. I think his worker comp fee for the year was about $150 or so. Can you believe that they did an annual workers comp payroll audit on this and sent an auditor to his office to conduct the audit, which he handled himself. What a joke. How much did someone pay this auditor? More than $150?