[The details box did not open (yet again), so I did not elaborate.] Elderly folks who do not use the internet, some of our hinter area is not yet connected. ELS VA says she does it for her clients - can you elaborate how you go about paying their bills. What's a good link on VA website? Could any brokerage withhold on the dividends and send it to Virginia? If they send checks, will they not be cashed?