I reconcile my own checking account every morning within my Sage 50 program.. very good program.. I notice that my credit card fees are a lot higher..

I use Intuit merchannt services (of course being an Intuit fan), plus it is just what I used when I first accepting credit cards.  Inuit raised the fees on "e-checks" I used to be able to accept payment using client's routing number and account number for a flat 50 cents. Intuit recently raised it to 1% of the amount, not to exceed the amount of $ 15.00. I don't really mind since it helps the stock price, hoveirng near all time high highs.. Not as metoric as Nvidia stock but still quite nice.