I have had a number of juniors over the years that uses bank products and select the check options. Walmart in my city is the most popular place people go to cash bank products checks and they seem to be hardcore about the name on the check matching the person ID.  All my clients have been able to get their checks cash at another location either a Wells Fargo or they just went to a cash checking place or another Walmart outside of our area.  I print less than 10 checks a year from bank products everybody else is direct deposit. This problem has been going on at least 5 years.