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@Greta wrote:

I did not notice a small Roth (code BB) in client's W-2.

With her husband's income, she was over the income limit for the $7500 traditional IRA I suggested ...  including the ineligible $7500 from 2022

Client has $16K total in the IRA

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There is no income limit for a Traditional IRA.  But because the husband had an employer retirement plan, there is an income limit for a deductible IRA.  She was still allowed to contribute to the Traditional IRA.

If you put the checked the retirement box on the W-2, ProSeries should have automatically made some or all of the Traditional IRA non-deductible.  Look at Schedule 1 to see the deduction.

If you did not check the retirement box on the W-2, then yes, ProSeries would have deducted the IRA when it should have been nondeductible (or at least partially nondeductible).

She can convert it to a Roth if she wants to, with no penalty.  Some of the conversion will be taxable though, but the amount subject to tax depends on how much of the Traditional IRA was made from nondeductible contributions.