aedwan
Level 4
02-06-2024
09:17 PM
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Husband and wife have separate Roth IRA’s but only husband has traditional IRA. Both ended up with excess contributions to each of their separate Roth IRA due to income limits. Can wife recharacterize her excess Roth contributions to her husband’s traditional IRA since she doesn’t have traditional IRA?
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qbteachmt
Level 15
02-07-2024
10:30 AM
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She can use that to open a Traditional IRA now.
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