same here, no hosting, manila file folder instead of fancy bound folder.  have all the work I can handle (yet I still say yes to new clients but now just for simple returns.. I have enough complex returns..  but I am already getting closer to changing my voice mail inviting current clients to leave a message but if you are a new client, a message how my schedule for this year is all booked up). whether or not i actually make that change I still debate.