I have read that from approximately 80% to 93% of American workers are paid via direct deposit. This appears to be a little high to me, especially the 93% figure. I believe approximately 1/2 of private sector employees are employed by small businesses. I would imagine that most small businesses do not use direct deposit for their employees, but I could be wrong. Here in Taxsylvania, I would say most small businesses do not pay via direct deposit, but obviously it is impossible to know for sure. What are all of you seeing out in your States?