@Greta   The Ad Hoc Committee to Oppose Year-End RMD will be holding its annual meeting on December 29, to commemorate all the taxpayers who took the advice of waiting until year end -- and then died, or had a stroke or heart attack, or lapsed into dementia in the last couple months of the year.  

Without these self-imposed procrastinators, our work would be less and our fees would be lower.