@sjrcpa I didn't know about Apple, and I'm not sure if he has me in that, I think he does. The one company that is in Ireland I think it's name is Medtronics, but I'm not sure, as I'm out here in the countryside with Heidi. Another company he has me in is Chubb, I think they're based in Switzerland and sell insurance. He is a top-notch broker and he only invests in about 25 or so stocks that I have seen, because some of my clients go to him and I see this. He's actually done better for me than American Funds.