My new client had NOL carry forward from 2020 (NOL ) to 2022 $18k (Only one NOL item)

This year 2022 taxpayer has large income. We are able to deduct NOL carry forward from 2020 $18k . But she prefers to not deduct NOL carry forward from 2020 to have a look good net income for mortgage loan and buy house purpose

Can we skip NOL carry forward for this year and forward to next /future years instead?

Public 536 has not addressed this "SKIP " OR "USED IT OR FORFEIT". Only address after 12/31/2017 NOL carry forward indefinitely and 80% limit rules 

Please any expert or any one give me an advise 

Thanks in advanced