Form 5498 is what a brokerage or financial institution fills in when the taxpayer puts new money into a retirement account (Trad IRA, SEP IRA, Roth IRA) or rolls/converts. Think of it as proof of a deposit.

You didn't explain what type of insurance policy this was. You didn't explain what sort of loan got paid off. And you didn't ask about a specific type of credit. Is there something specific you thought might apply?

A CD is a type of investment. That could have been purchased using money inside of an IRA or retirement account. Or, it is from funds on hand that simply are ordinary funds, such as from a job or from selling a car or something.

More details sure would be helpful.