Thank you for the IRS instructions.  This actually proves what has happened.  The IRS instructions are wrong--or they can be read incorrectly.  They appear to say "if there is more than $2,500 in Box 10 and the taxpayer is MFS, only transfer $2500 to Form 2441."  This is wrong and not how this works.  If a person, had $5,000 in DCAP benefits and files separately, then $2500 should be added back into his/her wages.  But this explains how the Intuit software people introduced the error.  Someone at Intuit should run this by a CPA/EA on staff to confirm this.  Once again, I realize the IRS instructions appear to be directing them to do this.