It does have the input for months loan outstanding and it calculates as 7 months after I input the mortgage origination date. 

But then I have to enter beginning of the year balance, which would be what? I entered as zero. And then its asking for borrowed in 2022. I entered as 903k. I have to enter amount of debt used to buy. I entered 903k. Then it flows to "average" as 903k as well. The escrow statement is showing purchase price as 903k. And the 1098 is showing outstanding balance as 903k as well. And it does calculate as 903K. It does not account for  the 7 months outstanding in the calculation, seems. So am I doing something wrong?