Dear Qbteachmt,

So you recommend putting the return of the over contribution on 2022 rather than waiting and doing an amended return when I get the 1099-R in 2023.  Also do you recommend that I fill out the 1099-R worksheet the way that I suggested in my last post with the codes that I suggested and the numbers the way that I suggested.  I am just looking for some reassurance.  Most of my clients make under $200,000 a year so this is a first for me.  Looking forward to your opinion.

Thanks,

John