qbteachmt
Level 15
03-14-2023
05:17 PM
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Did your taxpayer already have this (or any other) Roth IRA account for at least 5 years before taking this distribution? There are a bunch of rules for Roth distribution, including various 5-year rules:
https://www.investopedia.com/are-roth-ira-distributions-taxable-5220750
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