"I will know remember that for the rest of my life"

Until the regulations are changed, again. That's why you need ongoing training and reviews.

"All I am asking is skip the post if you can't say anything nice."

Stop it! Everything we say is nice. All of us are expressing our concern for you, professionally. All you have done is whine about the personal situation your loss of mom-mom put you into. You are not even taking your client taxpayers' returns into consideration for these basic things you've expressed a lack of understanding in, in addition to these more complex situations like this one you are now working on.

"As stated before I have been hired by intuit."

Wow. I have to confess I didn't see that; but I don't check every topic that is posted. Well, then. I guess we no longer need to help you. Intuit can give you all the training you need.