No problem.  I was only trying to figure out why the entire amount was showing as taxable when i felt it should only have been around 1/2 of it. 

 I will just put the 1099Q figures on the form where it is required and take the American College Credit their entitled too and not question it.  It just didn't make sense to me.. that  1+1 wasn't equaling 2 . 

I questioned it mainly because years ago this program had a glitch with the college credit... and if you didn't catch it and put the credit on the state you would of had to of amended it. We ALL make mistakes even programs do to.

Thank  you again for taking the time out of your day to respond though.