Skylane
Level 11
Level 11

Lisa, 

I think you're correct. RMD is RMD.  If he normally makes charitable contributions, you might suggest a QCD (Qualified charitable contribution).  

I tell my senior clients with RMDs who normally give throughout the year that instead of weekly/monthly contributions they should make 1 or 2 QCDs from their IRA. Much better tax benefit. 

 

If at first you don’t succeed…..find a workaround