Retiring after this season, and handling a fraction of returns of what I use to (and of course Intuit will not let me purchase reduced software package available to new clients). Old machine but plenty of memory, no speed issues, and top notch security/anti-virus package, so frustrating to forced into this. Realize its MS caused and you make good point about the IRS WISP. Thanks for your response. Might just upgrade to 10 as it seems my machine has all the prerequisites, but involves a clean install and those risks.