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@dascpa wrote:

And yesterday I tried to reorder paper.  It went from $37 per case to $92 per case in 8 months.  Having a paperless office I needed 9 cases for almost a thousand dollars.  t's nuts!

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Staples has a case of Hammermill for "only" $48.99 (vs. $34.99 I paid last October).  I keep an eye on them for sales and stock up when I need it.

I'm not sure that my clients are necessarily dumber but I certainly agree that their situations are more complicated.  Anyone with a smart phone has easy access to investing in whatever they'd like.  No fees, no minimums, they don't need to know anything about the tax ramifications, just download an app.  Stocks, crypto, and look, you bought a PTP, what fun!  Want to drive for Uber or Grub Hub?  Just download an app.  Kids off to college?  Great!  Was that funded with savings bonds, a 529 plan, scholarships, loans, mortgage refi, AOTC, LLC?  And now tell me about your health insurance, what kind of car you drive, your windows and doors, roof, insulation, A/C unit, water heater, etc.

Life is more complicated and taxes along with it.  Our 2-page 1040 has bloated to 8 pages since most of my clients have a number or two on each of Schedules 1-3.  I can barely keep up with the insanity, I certainly have no expectation that my clients have any idea about this stuff.

Rick