Keeping in mind that, as usual, this topic has mix of participants asking a mix of questions. The help being sought for the most recent input did not include filing anything late. We've seen a few people mention their taxpayer client wants to report the rest in 2021. We've also seen the statement that the Repayment is being spread over 3 years; yet, when you ask for clarification, they meant Income reporting, not Repayment.