qbteachmt
Level 15
03-29-2022
04:59 PM
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"They are both under 591/2."
Does not matter if both are under 59 1/2. Only the Spouse is under consideration. What matters, for retirement accounts, is the individual Owner of that account, the person Named on the 1099-R. It's not a tax form issue. It's a Retirement Account event. MFJ doesn't matter. Person, matters.
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Don't yell at us; we're volunteers