qbteachmt
Level 15

I would also confirm the type of Plan/Account:

"I have a new client who changed jobs, opted to rollover her IRA, took the IRA distribution in the form of a check made out to her"

Changed Jobs, seems like a 401(k). Perhaps the 401(k) plan administrator had her fill in a form, and she indicated it would be going to an IRA, but it is from a 401(k).

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