@Diane Stephens 

You posted a Reply as a comment in someone else's topic on an internet discussion forum, and the topic is from Jan 2021. This is not Robot chat or keyword help.

In general, starting your own topic under the subforum of the program you are using, putting in a Title, then adding your content to the input panel, will help you get the specific info you are seeking.

Right now, the answer is: To Inherit, there has to be a Dead Person. You stated yours is a Living Client.

Not sure how this relates.