must of heard it at the barbershop 

That’s an easy one.  You just need to find a slightly used DeLorean and a flux capacitor so you travel back about 14 years to when the credit existed.

His "info" may have come from using the first time homebuyer exception to be able to pull retirement funds to use at closing and avoid the 10% penalty.   [As fredr and IRMN stated that is not the credit from 2008/2009]

Might be a state thing, nothing like that for federal since 2008.  I think it was proposed, but nothing ever passed.

@Just-Lisa-Now- Nothing like that since 2008????  How about the federal credits available in 2009 and 2010?

2009 that was the credit with 9,000 with no repayment.  the 2008 was only 8,000 and repayable.  At least for most its almost done.

The only thing that I am aware of that they could be talking about, is the "Mortgage Interest Credit Certificate" apparently still available in some states.

https://www.ncsha.org/resource/mortgage-credit-certificate-program-qa/

Form 8396 is the form. I have only had one client use it (about 10 years ago) and it is currently not available in my state of  Washington. I am not fully up on all the background, but it is somehow sponsored /  participated in by various state housing programs.