Thank you Taxguy Bill and Lisa,

I will try those changes and efile next week and post results.  I did a quick look up on # of rejects permitted in one year.  There is something that says 5 returns in the link Q & A but it was not immediately clear if that is the number in this instance.  I can't imaging trying more that 4 times. The post below references what to do if the return is rejected and procedure for paper filing. (I'm an optimist trapped in a pessimist's body.)

JJV

https://www.irs.gov/e-file-providers/frequently-asked-questions-e-file-requirements-for-specified-ta...

There are other situations where the reject may or may not be corrected but it takes one or more tries to resolve. For example, some rejects are based on information on file with the Social Security Administration (SSA). Tax returns often require that both the name and date of birth associated with an SSN match SSA records. Taxpayers sometimes forget to update their records with SSA when they marry or divorce and this can cause their tax returns to reject. The reject can be resolved by matching SSA records, but if there is some other problem at SSA like a problem with the date of birth, the reject sometimes cannot be resolved. When this happens the return must be filed on paper. Attach Form 8948 to the paper return and check box 4; enter the reject code number and the number of attempts you made to resolve the reject before deciding that the error could not be fixed. Preparers generally learn from experience when trying to resolve an error is no longer productive.