@jeffmcpa2010  "Statistics show that if they keep their money as "Mine" and "Yours"  their marriage ends up with great challenges."

To avoid verbosity,

"Statistics show that if they keep their money as "Mine" and "Yours" their marriage ends up"

But the client is always right.  And we're entitled to bill them for two returns, because that's what they're getting.  Well, actually, three -- but the third is a wedding gift.