rbynaker
Level 14
02-23-2022
10:59 AM
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Just use one of the other codes that makes it taxable but not subject to penalty.
The 1099-R Wks was invented as a substitute for mailing in 1099-R forms that have withholding. Since there's no withholding you're just using the Wks as a tool to get the software to correctly compute the income on Form 1040.