@jeffmcpa2010 Jeff I am not sure if what you just said is accurate. I just went on to the IRS website for that issue and it says that it "could" be paid back but it also says that there's "repayment protection" or something similar to that and lists what the rules are. Maybe I'm wrong but I think you should go on their website now and take a look for yourself. Let me know what you find. Thanks...just my opinion.