Thank you for the reply.

I have asked the client to contact the insurance company and inquire. I also asked him to document the premiums paid during the life of the policy and also review to see if any dividends were paid to him during the life of the policy. this would at least give us some additional information to work with and to be able to document any income if it is determined that this amount needs to be reported. The client has not received any documentation from the insurance company.

thank you