qbteachmt - Love this. I'm a big Dave fan.

One of the most rewarding day's in my 40+ year career, about 3-4 years ago I was on vacation and got a call from a single mom who I had been encouraging for 15 years to get stuff paid off called me to tell me she had paid off her car, and that was the last thing on the list.

When she said it was all because of me, it meant more than any tax return I ever did.