Lacerte doesn't have any of the new law stuff programmed in yet.
IRS instructions (https://www.irs.gov/instructions/i1099r#en_US_2025_publink1000147723) say:
To report a QCD use code Y with:
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Code 7 for a QCD from a non-inherited (normal distribution) IRA,
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Code 4 for a QCD from an inherited (death distribution) IRA, or
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Code K for a QCD reporting distributions of traditional IRA assets not having a readily available FMV that are either from non-inherited or inherited IRAs.
