Tax breaks for military families

Members of the military have free filing options for their federal tax returns. The available programs offer online tax preparation, electronic filing and direct deposit of refunds at no cost.

MilTax

Eligible members of the military community can use MilTax, a free tax resource offered through Military OneSource. This software was developed specifically to address the unique circumstances of military life that can affect taxes, including combat pay and dealing with multiple moves within the same tax year. Eligible taxpayers can use MilTax to complete and electronically file a federal tax return and up to five state returns for free. There are no income limits.

IRS Free File

Taxpayers, including active-duty military, with an adjusted gross income less than $89,000 in 2025 can use IRS Free File guided tax software to prepare and electronically file their 2025 federal income tax returns for free.

Free File Fillable Forms

All taxpayers can use Free File Fillable Forms regardless of income level.

In addition to the free filing options and resources, military personnel stationed overseas have more time to file their tax returns. Additional extensions are available for those serving in combat zones, and they may also be able to exclude combat income from taxation.

There are special rules for the Earned Income Tax Credit for members of the military. If applicable, it could result in a larger refund.

More information

Tax information for members of the military

Publication 3, Armed Forces’ Tax Guide

Editor’s note: This article was originally published October 30, 2019, and updated with new content on March 11, 2026.