Sam, I understand. Too many suppliers are turning to minimum fees and subscription revenues. It seems to be a take-it-or-leave-it attitude with them. Car washes - some not even automatic in the true sense - are demanding monthly subscriptions for your use of them. This is in a rural setting, too. Some of my local utility providers have inserted additional fees if you pay your bill in any way other than automatic payment, which is initiated on their end. We end up getting less service or less quality than before, and it costs more - if you can even track your costs. The only way for me to keep control of my expenses is to abandon participation or to find and exploit a loophole. Even budget plans are based on usage and adjusted at term. I am done.