qbteachmt
Level 15

A QCD is a type of distribution. It isn't an RMD and doesn't require an RMD. But it can count towards an RMD. That's likely where you are confused. All distributions count towards the RMD, in other words. You have a minimum requirement, not a "nature of the distribution" requirement.

QCD has an eligibility age of 70 1/2. Not relative to RMD at all.

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