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@dkh wrote:

@Just-Lisa-Now-   I have same situation for a client.  Based on what I've read the surviving spouse will NOT have to pay this back on 2020 tax return.   Is that how you understand it working?

Also, tell me how to do the " @Just-Lisa-Now-  wrote"  function.

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We don't know for sure yet, but that's my understanding as well.

When replying, click on the "three dots" and you'll get an extra tool bar, then click on the giant " to quote.